Stop chasing "more." Put a number on enough.
Find your FIRE number with your actual expenses, desired spending and income in front of you. My class gives you the worksheets to turn "I want out of the rat race" into a specific target you can check.
Explore the matching classFind your FIRE number. Know what you're measuring.
What does your life cost now? What would the life you want cost?
Start there. Write down current expenses, desired spending, active income and passive income separately.
In my class, the target is cash flow that covers your monthly all-in expenses without relying on active income. Put your figures on paper so you can see the gap you're planning around.
Count what stays, not just what comes in
Start with rent. Account for debt payments, taxes, insurance, repairs, vacancy and management. Compare what's left with your spending goal.
Use the free FIRE AI: Starter Analyzer kit for a quick first look at property value, repair estimates and maximum allowable offer.
Keep estimates separate from verified figures. Test higher costs and lower income before treating the numbers as part of your plan.
Get the free analyzer kitGive your property search a stop sign
Another listing. Another interesting project. Does it fit?
Write your filters before you scroll: location, property type, price range, available cash, repair scope and time you can commit. Include what rules a property out.
The deal finding topic page walks through building your buy box. Use it to compare listings against your plan instead of rewriting your plan around a listing.
See deal findingKnow what changed. Choose what comes next.
Set a recurring review date. Compare actual spending and net cash flow with your target. Keep projected income in a separate column.
Update the assumptions that changed, then choose your next action.
You don't need to defend the plan you wrote. You need to see where it stands.
One question. One useful place to start.
Working around a job? Start with the guide to investing with a full-time job without creating a second one.
Still choosing your starting point? Explore the learning hub.
Keep your written target beside you as you read. Look for what helps you make the next decision, not another reason to open ten more tabs.
Read the guides on the blogUse my worksheets. Start with your own numbers.
I teach Set Goals and Find Your FIRE Number with a workbook you can work through.
Start with the Wheel of Life and your reasons for investing. Use the FIRE-number worksheets and property expense sheets to organize your figures. Then move into The 5 Year Plan.
The structure is there. Your job is to put your own life and numbers into it.
Explore the matching classInstructor: Rich Rice. Turn your expenses, income, and goals into a real estate plan with a number behind it.
Drop in an address for a quick first look: recent nearby sales, an after repair value (ARV) range, repair estimates and a maximum allowable offer.
Articles on finding, funding, analyzing and fixing deals, written for investors who want to check the numbers before they commit.
Eight topics, each paired with a class and a tool. Pick the next question you need answered.
In this class, it's the cash-flow target for covering your monthly all-in expenses without relying on active income. Your spending and income after costs define the target.
Gather current expenses, desired spending, active income and passive income. For properties you own, include debt payments and operating expenses.
The class includes the Wheel of Life, FIRE-number worksheets, property expense sheets and The 5 Year Plan module. Rich Rice teaches the class.
The free FIRE AI: Starter Analyzer kit provides a quick first look at a property's value, repair estimates and maximum allowable offer.
Put your version of enough on paper
Explore my class and use the worksheets to organize your numbers, define your target and map out your plan.
Explore the matching classYour first Wednesday is free
Visit the FIRE Center in Riverside or join Deal Room and FOCUS on Zoom.