Make the numbers earn the deal before you make the offer
The problem
A deal can sound great in a conversation and still fall apart once you work the payment, remaining balance, yield, points, or hold period. If you cannot show the math, you are not analyzing the deal. You are hoping.
What you'll walk away able to do
- Use the HP 10bII or 10bII app to solve for N, I/YR, PV, PMT, and FV
- Calculate payments, interest-only payments, rates, number of payments, down payments, and maximum affordable payments
- Run amortization schedules and find principal, interest, and remaining balance at a specific payment
- Price a note to a target yield and work partial-payment and discounting scenarios
- Compare real financing choices, including rate-with-points versus rate-without-points, using the actual hold period
Inside the class
- Seven recorded lessons across finance basics, amortized and interest-only notes, amortization schedules, yields and discounting, and real-world applications
- Rich's 35-page Financial Calculator Basics manual with blank N, I/YR, PV, PMT, and FV practice tables
- Keystroke-by-keystroke calculator drills for payments, rates, loan terms, yields, discounted notes, and partial payments
- Worked scenarios involving notes, mobile-home rehab financing, a Florida property, and Rich's California flip and DSCR refinance
- A glossary and resources page for the next calculator and note courses
Why this instructor
Rich Rice has been flipping and wholesaling since 2017 and teaches the math through real deal structures, not abstract formulas, drawn from the rehabs, wholesale deals, retail sales, and notes he has worked.
Meet your instructor
Rich Rice
Rich Rice has run the numbers on his own flips, rentals, and creative-finance deals for years before ever teaching anyone else to do it. He is a Southern California real estate operator, investor, and founder of the FIRE Center, where his day-to-day work spans the full range of running a real estate business, not just the deals that make the highlight reel. He built the FIRE Center to give people practical, hands-on education so they can run their own numbers with confidence.
Who this is for
This is for real estate and note investors who need to use a financial calculator in the work. Have an HP 10bII or the 10bII app in hand. It is not a spreadsheet that gives you a guaranteed answer on a deal.
Buy this class, or get every class
This class only
One-time payment. Lifetime access to Calculate Better Deals. 7-day no-questions refund.
FIRE Starter annual
Every class in the catalog plus full FIRE Starter membership benefits, first year only. Renews at $999/year after that.
Track record
The class has you work the keys and the math. You will use blank calculation tables and named real-world scenarios, including payments, rates, yields, points, amortization, and refinance choices.
We recommend the room. Zoom works too.
We recommend being in the room for the best experience. Most of it is available on Zoom. Every FIRE Center Wednesday broadcasts live on Zoom as well as in-person, so the room in Riverside isn't the only way in. Here is exactly what you get either way, no hedging.
Available from anywhere
- Most of the weekly FIRE Center experience is available live on Zoom from anywhere
- With FIRE Starter, join the Wednesday Deal Room live on Zoom
- With FIRE Starter, join Wednesday FOCUS sessions live on Zoom
- FIRE Starter access through the FIRE member app
- The 35-page calculator manual, blank practice tables, calculator drills, and recorded deal scenarios
Why the room is worth it
- Power Hour dinner at the FIRE Center
- Face-to-face networking with people in the room
- Being in the room for the live conversations and energy
Frequently asked questions
How long do I have access?
Lifetime access. Once you buy the class, it's yours to watch and re-watch for as long as FIRE Center offers it.
What if it's not for me?
7-day no-questions refund. If the class isn't a fit, ask within 7 days of purchase and we'll refund it in full.
Can I upgrade to the annual plan later?
Yes. Upgrade within 7 days and we credit the full price you paid.
What does the FIRE Starter annual plan renew at?
$847 is a special first-year offer against our regular $999 list price. After the first year, it renews at $999/year.
What happens to new classes released while I'm on the annual plan?
They're included. FIRE Starter annual members get every class we release while their membership is active, at no extra cost.
Do I need an HP 10bII?
Yes. The course teaches the HP 10bII. You can also use the 10bII app, but you need the calculator functions in front of you to work the exercises.
Will this class tell me whether a specific deal is good?
No. It teaches the calculations and questions. You still need to verify the facts, assumptions, risks, and terms of each deal.
Already a member?
Already a member? Log in to the FIRE member app instead of buying this class again.