Know what the loan costs before you say yes.
Looking for a how to analyze a real estate deal class? Work through payments, balances and financing choices with me, calculator in hand, so you can explain the numbers behind an offer.
The lower rate can cost you more.
A loan sounds cheaper until you count the points. A payment looks manageable until you check what's still owed.
And changing how long you hold the property can change which loan makes sense.
Learn to calculate those differences before you choose. A good pitch is no substitute for doing the math.
How to analyze a real estate deal class
- Finance basics: use N, I/YR, PV, PMT and FV to find the missing number.
- Amortized and interest-only notes: calculate payments, rates, loan terms and down payments.
- Balances: separate principal from interest and find what's still owed.
- Yields and discounting: work note-pricing and partial-payment exercises.
- Real-world applications: compare loans with and without points over different hold periods.
Follow the keystrokes. Work the numbers yourself.
Seven recorded lessons from my one-day workshop give you a clear path through the calculations.
Keep your HP 10bII or the 10bII app beside you and follow the drills. My 35-page Financial Calculator Basics manual gives you blank tables to work through, plus a glossary and resources page.
Start with two questions: What are you solving for? Does the answer make sense?
Learn the math through deals I've worked.
I've been flipping and wholesaling since 2017. I'll walk you through my California flip and DSCR refinance, alongside scenarios involving notes, mobile-home rehab financing and a Florida property.
You'll work the financing math behind the structures, with specific terms to calculate and compare.
Less staring at formulas. More working out what the numbers mean.
Rich Rice has run the numbers on his own flips, rentals, and creative-finance deals for years before ever teaching anyone else to do it. He is a Southern California real estate operator, investor, and founder of the FIRE Center, where his day-to-day work spans the full range of running a real estate business, not just the deals that make the highlight reel. He built the FIRE Center to give people practical, hands-on education so they can run their own numbers with confidence.
Same loans. Different hold period. Different answer.
In the real-world applications lesson, compare a higher rate without points against a lower rate with points.
Run the numbers over a long hold, then a shorter one.
See how the hold period changes the comparison, and practice making that calculation yourself before choosing between financing terms.
Buy this class, or get every class
One-time payment. Lifetime access to Calculate Better Deals. 7-day no-questions refund.
Buy this class for $147Every class in the catalog plus full FIRE Starter membership benefits, first year only. Renews at $999/year after that.
Get every class + FIRE Starter for $847/yrAlready a member? Open the FIRE App instead of buying again.
Put the loan inside the bigger property picture.
The payment is one part of rental property analysis.
Explore the deal analysis guide to keep learning, browse all classes for your next skill, or compare membership for ongoing education at the FIRE Center.
FIRE Starter includes classes today, plus the Wednesday room, the FIRE App, Replay Vault and FIRE AI: Starter Analyzer.
Frequently asked questions
$147 one-time, with lifetime access to the recorded class.
Have an HP 10bII or the 10bII app ready. Start with finance basics and the calculator's financial keys, then work the exercises as you go.
It's the recorded one-day workshop, organized into seven lessons with the Financial Calculator Basics manual.
You'll practice calculating payments, remaining balances and financing costs so you can compare the terms. Use those calculations alongside your review of the property's facts, assumptions and risks.
Yes. Buy this class first and upgrade within 7 days for $700. We credit every dollar you paid.
Make the numbers part of your decision.
Work through Calculate Better Deals with your calculator in hand and practice comparing the terms before you make an offer.
Buy this class for $147